Parametric Insurance Data Service¶
Welcome to the future of agricultural risk management.
🌾 Value Proposition¶
Incorporating parametric insurance into your agricultural portfolio provides diversification, operational simplicity, and new revenue streams. Yet, insurers often face major hurdles:
- Data limitations – especially for environmental variables
- Curation complexity – vegetation data must match land use & crop type
- Long historical records – essential for strike-point calibration
EarthDaily Analytics solves these challenges with a scalable, data-rich platform. Our Parametric Data API unlocks over a decade of high-quality environmental, meteorological, soil, and crop-specific vegetation index data, enabling insurers to launch parametric products with confidence.
🚜 Key Challenges Solved¶
- ✅ High-quality agronomic data for differentiated products
- ✅ Affordable, accurate yield loss proxies
- ✅ Harmonized, long-term historical data records
- ✅ Independent validation for payout triggers
- ✅ Support for novel insurance unit creation
🛠 Product Overview¶
Delivery Method: REST API
Supported Geometries:
- Pre-Defined Units: Counties, Municipalities, Agricultural Zones
- Custom Units: User-supplied geometries processed by our team
📊 Available Parameters¶
| Parameter | Record | Regions | Description |
|---|---|---|---|
| Crop NDVI | 2008–Current | Corn & Soy (Brazil, USA), Pasture (USA, Brazil, Mexico, etc.) | NDVI masked by crop type and aggregated by insurance unit. High-quality masks. |
| Cropland NDVI | 2003–Current | Global | NDVI for all cropland areas. |
| Vegetation NDVI | 2003–Current | Global | NDVI for general vegetation. |
| Precipitation | 1990–Current | Global | Daily totals from ERA5 (30km) & CHIRPS (6km). |
| Soil Moisture | 1990–Current | Global | Daily values from ERA5 Land (9km). |
| Temperature | 1990–Current | Global | Max/Min air temperatures from ERA5 (30km). |
🗺️ Data Coverage¶
The following image highlights regional data availability for key NDVI and meteorological parameters:
🧰 Documentation & Tools¶
- 📌 Swagger UI – Interactive API testing
- 📌 Postman Collection – Downloadable Postman Example
- 📌 SandBox – Interactive Web user interface
🔗 Get Started¶
Launch your parametric product today with EarthDaily’s trusted, validated datasets and API-first delivery.
Contact Us to schedule a demo or get API access.